Take-home pay after taxes. Estimate your take-home pay per paycheck and per year in any US state, with 2026 federal withholding, Social Security, Medicare, state income tax and state payroll taxes.
https://plugins-worker.demos.42a.ai/paycheck-calculator/mcpSettings → Security and login → Developer mode → chatgpt.com/plugins → + → paste the URL. After a tool change: Refresh, then a new chat.
| Prompt | Tool | Expected |
|---|---|---|
| What's my take-home pay on $85,000 in California? Single, paid every two weeks. | calculate_paycheck | Take-home $2,456.25 per paycheck ($63,862.40 a year): federal $379.62, Social Security $202.69, Medicare $47.40, CA income tax $140.77, CA SDI $42.50. |
| Paycheck calculator Texas: $60,000 salary, single, biweekly | calculate_paycheck | Take-home $1,938.07 every two weeks: federal $193.08, Social Security $143.08, Medicare $33.46, no state tax. |
| Married, two kids, $150,000 salary in New York City, paid monthly, 6% to my 401k. What do I take home? | calculate_paycheck | Take-home $9,106.18 a month: 401(k) $750, federal $746.67, FICA $956.25, NY $525.57, NYC $378.40, SDI $2.60, PFL $34.33. |
| Head of household in Pennsylvania, $72,000, paid twice a month, one child. I put $100 per paycheck in an HSA and pay $120 per paycheck for health insurance. | calculate_paycheck | Take-home $2,375.55 twice a month: federal $106.43 after the $2,200 child credit, PA 3.07% $85.35. |
| $25 an hour is how much a year? | convert_pay | $52,000 a year at 40 hours a week, $4,333.33 a month, $2,000 every two weeks. |
| How much will I owe in self-employment tax on $80,000 of 1099 income? | none | Self-employment tax on contractor income, not a W-2 paycheck. |
| Calculate my hours this week: Mon 9-5, Tue 9-6. | none | Adding up worked hours is a time card job. |
| Help me fill out my 1040 tax return. | none | Filing a return is not a paycheck estimate. |