Savings growth and goals. See exactly how savings and investments grow with compound interest, and how much to save each month to hit a goal.
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| Prompt | Tool | Expected |
|---|---|---|
| How much is $10,000 worth after 20 years at 7% compounded monthly? | calculate_compound_interest | $40,387.39, of which $30,387.39 is interest. |
| If I invest $500 a month at 8% for 30 years, how much will I have? | calculate_compound_interest | $745,179.72 from $180,000 of deposits ($565,179.72 of growth). |
| Start with $5,000, add $200 a month increasing 3% a year, 5% compounded annually for 10 years. What is it worth in today's money with 2.5% inflation? | calculate_compound_interest | $43,118.65 after 10 years ($32,513.31 deposited), worth $33,684.22 in today's money. |
| I have $5,000 saved. How much do I need to save each month to have $50,000 in 5 years at 4.5%? | savings_goal | $651.44 a month for 60 months. |
| I have $50,000 invested and add $1,000 a month at 7%. How long until I have $1 million? | savings_goal | 287 months (23 years 11 months). |
| What is the monthly payment on a $20,000 loan at 6% for 4 years? | none | A loan payment, not savings growth. |
| Which index fund should I buy for retirement? | none | Investment product advice, nothing to calculate. |
| What was $100 in 1980 worth in today's dollars? | none | Historical inflation adjustment uses CPI data, not a compound interest projection. |